Enoch Kim · NMLS #963641  |  Edge Home Finance, LLC · NMLS #891464  |  NMLS Consumer Access  |  Licensed VA · NJ · DE · 49 States · DSCR All 50 ⊏⊐ Equal Housing Opportunity
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NMLS #891464  ·  Equal Housing Opportunity
Enoch Kim
Enoch Kim
Senior Mortgage Advisor · NMLS #963641
📞 301-830-3366 Apply Now
🏠 Home👤 About🏡 Loan Programs🧮 Calculators📋 Mortgage Tips⭐ Reviews✉️ Contact 📋 Apply Now
Senior Mortgage Advisor · 24+ Years Experience

Your Dream Home Deserves
a Broker for Life.

Most lenders hand you a rate and disappear. Enoch Kim stays — through your first home, your next home, and every chapter in between.

50+
5-Star Reviews
150+
Lenders
24+
Years Exp.
49
States
📋 Apply Now Schedule a Free Call
Enoch Kim
Enoch Kim
Senior Mortgage Advisor
NMLS #963641 · Edge Home Finance, LLC
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📝
Step 1 — Start Here

Ready to Apply?

Takes about 15 minutes. Enoch personally reviews every file and follows up fast.

  • Secure, encrypted online application
  • Reviewed personally by Enoch
  • Shopped across 150+ lending partners
  • Quick pre-approval turnaround
Start My Application → 💬 Questions First? Talk to Enoch
Enoch Kim · NMLS #963641 · Edge Home Finance, LLC · NMLS #891464 · Equal Housing Opportunity · All loans subject to credit approval.
📊
Step 2 — Credit Report

One Report. 150+ Lenders. 90 Days.

Required for pre-approval. One pull covers our entire network. We keep it at-cost — no markups.

💡 You're paying for it at closing anyway — we keep it upfront and transparent so your rate stays competitive.

📋
Hard Pull
Required for pre-approval · All 3 bureaus · 90 days
 👀
Soft Pull
No score impact · See where you stand
  • Valid across all 150+ of our lenders
  • Consumer copy of report provided
  • Soft pull won't affect your score
For consumers only. Hard pull may temporarily affect your credit score. Edge Home Finance, LLC · NMLS #891464
👋 Meet Your Broker
Enoch Kim
24+
Years Exp.
50+
5-Star Reviews
150+
Lenders
49
States
About Enoch

Hi, I'm Enoch.
Your Broker for Life.

In the mortgage business since 2001 — starting as a loan processor and working through every layer of the industry. That foundation makes me one of the most thorough advisors you'll find.

But what really drives me is my faith. My belief that every family deserves a place to call their own is what keeps me on the phone long after business hours.

"This isn't just a transaction to me. It's the beginning of something bigger for your family — and I take that seriously."

Read Full Story →
Loan Programs

A Loan for Every Situation

150+ lending partners means more options than most. Whatever your situation, there's a program built for you.

🏠
Conventional
Solid credit, competitive rates, flexible terms.
 🔑
FHA
As little as 3.5% down. Great for first-time buyers.
 🎖️
VA Loans
No down payment. No PMI. You earned it.
 📈
DSCR / Investor
Qualify on property income. All 50 states.
 🧾
Bank Statement
Self-employed? No tax returns needed.
 ➕
More Programs
USDA, 203k, Fix & Flip, Construction, HELOC & more.

Can't find what you're looking for? If it can be done — we can do it.

View All Loan Programs →
Client Reviews

What Clients Are Saying

★★★★★
"What a WONDERFUL experience! So professional, knowledgeable and full of suggestions. He definitely goes above and beyond!"
— Kathleen L.
★★★★★
"Enoch Kim was the best loan officer I could ask for. Many hurdles to get over and he did everything possible to make it happen."
— Wayne M.
★★★★★
"His honesty and professionalism is beyond par. Got me approved in a matter of 8 days."
— Christopher L.
★★★★★
"His work ethic is unmatched! He answered our calls day, night, weekends — always there for us."
— Kareemah D.
★★★★★
"Professionalism at its finest! Enoch closed a loan that other loan officers said could not be done."
— The P.
★★★★★
"If you want a lender who will go above and beyond for you and your family, you'll find that in Enoch Kim!"
— Stephanie B.
Read All 50+ Reviews ⭐ Leave a Google Review
📞
Call or Text
301-830-3366
✉️
Email
enoch@ek-mortgage.com
📅
Schedule a Call
Pick a time — no phone tag.
Book Appointment

Want to Know More?

Tell me a little about your situation and I'll personally reach out — just me. No call centers. No sharing your information. No one else will ever see this.

🤝 Your info stays between you and Enoch. Period. No lead sharing, no call centers, no inbox full of strangers. Just one broker who actually picks up the phone.
or
Already decided? Go straight to the full application →
✅

Perfect — I'll reach out personally.

No automated emails. No call center. Just me, Enoch — I'll review your info and reach out directly at a time that works for you.

Talk soon.
— Enoch Kim · NMLS #963641