Enoch Kim · NMLS #963641  |  Barrett Financial Group · NMLS #181106  |  NMLS Consumer Access  |  Barrett Financial Group  |  Licensed VA · NJ · DE  |  DE 029971 · NJ 181106 · VA MC-7357 ⊏⊐ Equal Housing Opportunity
NMLS #181106 · Equal Housing Opportunity
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No automated emails. No call center. Just me, Enoch. I'll be in touch directly.

— Enoch Kim · NMLS #963641

★★★★★"Enoch was very responsive and great to work with. Competitive on rates, on time to close, and a great person."— Evan B.
★★★★★"What a WONDERFUL experience! So professional, knowledgeable and full of suggestions. Goes above and beyond!"— Kathleen L.
★★★★★"Enoch Kim was the best loan officer I could ask for. Many hurdles to get over and he did everything possible to make it happen."— Wayne M.
★★★★★"Fantastic service!! Went above and beyond to make sure our dreams came true!!!"— Tera M.
★★★★★"Always been the most honest and easy to talk to guy — I can't say enough good things about Enoch."— Coleman B.
★★★★★"His work ethic is unmatched! He answered our calls day, night, weekends — always there for us."— Kareemah D.
★★★★★"His honesty and professionalism is beyond par. Got me approved in a matter of 8 days."— Christopher L.
★★★★★"Professionalism at its finest! Enoch closed a loan that other loan officers said could not be done."— The P.
★★★★★"If you want a lender who will go above and beyond for you and your family, you'll find that in Enoch Kim!"— Stephanie B.
★★★★★"I literally searched Google Maps for a mortgage broker and found Enoch. Best decision I ever made."— Joseph W.
★★★★★"As a First Time Home Buyer I was very nervous! Enoch was patient and made me feel at ease."— Jenna M.
★★★★★"Enoch is a blessing for me and my family. His nonstop dedication to getting us the best deal was unmatched."— Keith R.
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Enoch Kim — Loan Originator
NMLS #963641
Enoch Kim
Loan Originator · Barrett Financial Group

Your Dream Home Deserves
a Loan Originator for Life.

Most lenders hand you a rate and disappear. Enoch stays — through your first home, your next home, and every chapter in between.

50+
5-Star Reviews
180+
Lending Partners
1
Broker. For Life.
📝
Step 1 — Start Here

Ready to Apply?

Takes about 15 minutes. Enoch personally reviews every file and follows up fast — no call centers, no hand-offs.

  • Secure, encrypted online application
  • Reviewed personally by Enoch
  • Shopped across 180+ lending partners
  • Quick pre-approval turnaround
Start My Application →
Enoch Kim · NMLS #963641 · Barrett Financial Group · NMLS #181106 · Equal Housing Opportunity · All loans subject to credit approval.
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Step 2 — Credit Report

One Report. 180+ Lenders.

Required for pre-approval. One pull covers our entire lending network. We keep it at cost — no markups.

  • Valid across all 180+ of our lenders
  • Consumer copy of report provided
  • Soft pull won't affect your score
  • Good for 90 days
Hard pull may temporarily affect your credit score. Barrett Financial Group · NMLS #181106. Credit report fees are paid directly to a third-party vendor — Enoch Kim receives no portion of these charges.
Enoch Kim
50+
5-Star Reviews
180+
Lenders
VA NJ DE
Licensed States
2001
In the Business

Hi, I'm Enoch.
Your Loan Originator for Life.

In the mortgage business since 2001 — starting as a loan processor and working through every layer of the industry. That foundation makes me one of the most thorough advisors you'll find.

My faith drives everything. I genuinely believe every family deserves a place to call home, and that belief is what keeps me on the phone long after business hours.

"This isn't just a transaction to me. It's the beginning of something bigger for your family — and I take that seriously."

Read Full Story →

What Clients Are Saying

★★★★★

"What a WONDERFUL experience! So professional, knowledgeable and full of suggestions. He definitely goes above and beyond!"

— Kathleen L.
★★★★★

"Enoch Kim was the best loan officer I could ask for. Many hurdles to get over and he did everything possible to make it happen."

— Wayne M.
★★★★★

"His honesty and professionalism is beyond par. Got me approved in a matter of 8 days."

— Christopher L.
★★★★★

"His work ethic is unmatched! He answered our calls day, night, weekends — always there for us."

— Kareemah D.
★★★★★

"Professionalism at its finest! Enoch closed a loan that other loan officers said could not be done."

— The P.
★★★★★

"If you want a lender who will go above and beyond for you and your family, you'll find that in Enoch Kim!"

— Stephanie B.
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