Enoch Kim · NMLS #963641  |  Edge Home Finance, LLC · NMLS #891464  |  NMLS Consumer Access  |  Licensed VA · NJ · DE · 49 States · DSCR All 50 ⊏⊐ Equal Housing Opportunity
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NMLS #891464  ·  Equal Housing Opportunity
Powered by
NMLS #891464  ·  Equal Housing Opportunity
Enoch Kim
Enoch Kim
Senior Mortgage Advisor · NMLS #963641
📞 301-830-3366 Apply Now
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Contact

Let's Talk Mortgages

Ready to start? Have questions? Just want to know your options? Reach out — Enoch responds fast.

Start Here
📝
Step 1 — Application

Ready to Apply?

The application takes about 15 minutes and puts the process in motion. Enoch personally reviews every file and reaches out quickly with next steps.

  • Secure, encrypted online application
  • Reviewed personally by Enoch
  • Quick pre-approval turnaround
  • One application — shopped across 150+ lenders
  • Purchase, refinance, and investment loans
Start My Application →
Enoch Kim · NMLS #963641 · Powered by Edge Home Finance, LLC · NMLS #891464 · Equal Housing Opportunity. All loans subject to credit approval.
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Step 2 — Credit Report

One Report.
150+ Lenders. 90 Days.

A credit report is required before we can issue your pre-approval. We keep it transparent and at-cost — one pull covers our entire lending network for 90 days.

💡 Most lenders charge this at closing — sometimes with a markup. We keep it upfront so your overhead stays low and your rate stays competitive.

📋
Hard Pull
Required for pre-approval · Full tri-merge · All 3 bureaus · 90 days
 👀
Soft Pull
No score impact · See where you stand · Consumer copy included
  • One hard pull valid across all 150+ lending partners
  • Consumer copy of your report provided
  • Soft pull won't affect your score
  • Most lenders don't offer the soft pull option — we do
For consumers only. Hard pull may temporarily affect your credit score. Soft pull cannot be used for mortgage qualification. Edge Home Finance, LLC · NMLS #891464
Get In Touch

Send a Message

📞
Phone / Text301-830-3366
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Fax844-979-3040
✉️
Emailenoch@ek-mortgage.com
enoch.kim@edgehomefinance.com
📍
Based InMiddletown, DE · Serving 49 States

📅 Book an Appointment

Pick a time that works for you — no phone tag, no chasing.

Schedule a Call

⚡ We typically respond within minutes.

Want to Know More?

Tell me a little about your situation and I'll personally reach out — just me. No call centers. No sharing your information. No one else will ever see this.

🤝 Your info stays between you and Enoch. Period. No lead sharing, no call centers, no inbox full of strangers. Just one broker who actually picks up the phone.
or
Already decided? Go straight to the full application →
✅

Perfect — I'll reach out personally.

No automated emails. No call center. Just me, Enoch — I'll review your info and reach out directly at a time that works for you.

Talk soon.
— Enoch Kim · NMLS #963641